I don't know why you bothered moving to the San Francisco Bay Area 5 years ago when you feel the need to keep asking me where you need to go to get things done? I don't like anywhere near California, and no desire to even visit anywhere in that state, it's falling apart at it's financial seams. Allow me to address the most recent of your queries. First off before I answer this I want to state that you're one of my best friends and always will be, this is sort of a long distance mechanics intervention. :) Okay, first off I hope you didn't try to keep driving when your honda accord stopped it's forward movement and started making those awful noises. It's obvious to me what's happened isn't going to be a great repair experience for you. If you kept trying to drive the cost will have risen dramatically. It seems to me that your timing belt bit the dust and if you kept trying to make the car run all the internal components of the drive train will be all out of sync and must be put back in sync before the belt can be replaced.
Follow some of the links I put in this post for reference to your problem, I hope they can explain things further for you beyond what I'm able to do from here. I searched around for you and went on that repair site I used last summer to find you a San Francisco auto repair shop that can handle a timing belt resync and replace job. Follow that link and I hope it helps. Now, for the inside light issue you emailed me about. How would I know? I can't see what it's doing and by saying "it sometimes blinks" doesn't help me to help you. It sounds like you have a stray wire grounding out to the car body somewhere. Try looking down by your feet in the car and see if any wires are hanging or are on/under the mats. I had a stray wire on the side where my feet would be and my lights flickered till I used some electricians tape (black plastic) around them. Try it and let me know how you make out.
ps. I put this on my blog so that if anyone else has any positive input into this they can share it for all so keep checking back for any feedback this gets.